Juan Kerr

Juan Kerr (born 11 June 1987) is a Kiravian-Pribraltarian billionaire businessman and financial criminal. He is the founder of the investment firm Baykerr Investment Group and is a Senior Director at Bordelleaux Palmgate, a Pribraltarian bank known for its high-networth individuals and wealthy clients. For 13 years, Kerr worked for the Bay Trading Company and is deeply rooted in the Pribraltarian banking industry. From 2018-2022, he was Chief Executive of Bay Mercantile Corporation of Sarpedon (BMCS). Kerr is deeply rooted in the Pribraltarian banking industry. He is a real estate tycoon, owning hundreds of properties across the world, and owns two sports teams: he is the owner of the professional Ligue 1 football team Lance FC and of Club Venatores which plays in the Imperial League. Since 2031, Kerr has been in self-exile on Pribraltar following an array of financial crime charges, including tax evasion, embezzlement, and breach of fiduciary duty. As of 2033, Kerr has a net worth of approximately $10 billion, although this figure is highly contested given his ongoing legal battles.

After graduating from Fortuna Institute in 2009, Kerr joined Bay Properties, the real-estate arm of the Bay Trading Company. Initially tasked with acquiring agricultural land in impoverished Cronan countries, Kerr showed great ambition and correspondingly few moral scruples; he reverted to bribery, threats, intimidation, and extortion to great effect, increasing the firm's portfolio in Crona by 1200%. By 2016, Kerr was named a senior partner for the Bay Trading Company. He subsequently moved to Pribraltar and began purchasing real estate in Seváronsa, Ceylonia, Atrassica, and the Cape. During this time, Kerr became known for his extravagant lifestyle and was frequently being seen with celebrities and other famous individuals. In 2017, Kerr purchased Club Venatores, a Caphirian professional football team. In April 2018, an investigation was opened into Kerr regarding his 'unethical practices' while in Crona; however, Kerr was suddenly transferred to lead BTC's overseas subsidiary in Sarpedon, BMCS, before the investigation could be conducted. Kerr briefly lived in Venceia, Castra Osaniovo, and Albalitor before moving to Cartadania and living in New Venceia by August 2018. As Chief Executive of BMCS, Kerr became infamous for his business acumen and aggressive corporate tactics, gaining a reputation for his "unorthodox yet highly effective" methods. In 2021, BMCS controlled $50 billion in real estate across Sarpedon and Kerr received $73.9 million in bonuses. Kerr faced several more allegations of corruption, bribery, and extortion, as well as new allegations regarding possible tax evasion and money laundering. In March 2022, Kerr was fired as Chief Executive of BMCS after further allegations of bribery, kidnapping, money laundering, fraud and rape were made against him.

In May 2022, Kerr launched his own firm, Baykerr Investment Group. Initially, the firm was involved in diverse business interests ranging from importing electronic parts to generic drug production, to the management of extensive janitorial contracts. However, it quickly began to get involved in complex real estate development projects and high-risk, high-yield investment funds. BIG quickly gained notoriety for its bold investment strategies and lavish corporate culture, mirroring Kerr's own flamboyant lifestyle and aggressive business demeanor. Kerr's knack for identifying undervalued assets and rapidly turning them around for profit was a key factor in BIG's meteoric rise. He ventured into emerging markets, often capitalizing on geopolitical instabilities to secure lucrative deals. BIG's portfolio diversified into tech startups, venture capital, and even rare earth mineral extraction, becoming a behemoth in the global investment landscape. However, behind the scenes, Kerr was orchestrating an elaborate scheme that involved the creation of numerous offshore accounts and shell corporations, a complex network of financial transactions designed to obfuscate the movement of money, as well as hide the true ownership of his global real estate empire. In 2024, Kerr purchased Lance FC, a professional Yonderian association football team playing in Ligue Yonderre. Kerr became known as the 'Sheriff of Brisa Boulevard' due to the amount of properties he owned along the famous 69 kilometer (43 mi) street in Sierra. In 2027, Kerr became a Senior Director of Bordelleaux Palmgate and was named president of the Society for Capitalist Preservation, a transnational pro-capitalist think tank.

In 2029, an anonymous whistleblower published a trove of leaked documents and evidence exposing Kerr's business dealings. These revelations came to be known as the Mirage leak, and it triggered a thorough audit by Cartadanian financial regulators and the ensuing investigation uncovered a web of illicit activities, including fraudulent accounting practices, tax evasion, and money laundering. Kerr used these illicit funds to finance lavish parties, private jets, and yachts, reinforcing his playboy image in the financial world. Dubbed the 'Mirage Portfolio' by financial crime investigators, this intricate scheme allegedly allowed Kerr to funnel billions in undeclared assets out of Cartadania, effectively shielding them from tax authorities and regulatory oversight. Kerr allegedly exploited international tax treaties and real estate loopholes and capitalized on the lax regulatory frameworks of certain jurisdictions, allowing him to grow his wealth exponentially and undetected for years. Astonishingly, the Mirage leak did not tarnish his reputation in Sarpedon, as Kerr had yet to be formally charged. However, Kerr's empire began to further unravel when a consortium of investigative journalists uncovered the existence of the Mirage Portfolio as part of a broader exposé on financial malfeasance in the Pribraltar banking industry. The exposure led to multiple international jurisdictions cooperating in a comprehensive probe into Kerr's financial dealings. Despite the mounting legal pressure, Kerr publicly decried the accusations as a smear campaign orchestrated by those envious of his financial ingenuity. The situation escalated on 11 June 2031 - Kerr's 44th birthday - when Cartadania's Federal Investigation and Security Agency (FISA) charged Kerr with an array of financial crimes, including tax evasion, embezzlement, and breach of fiduciary duty. However, Kerr managed to exile himself to Pribraltar, which grants him protection from extradition, where he remains currently.

Early life and education
Juan Éladio Fraser Kerr was born on 11 June 1987 in the Krasoa Islands to an Isurian mother and a Kiravian father of Fiannrian descent from the illustrious Clan Kerr. Talia, his mother, was an accomplished linguist. Growing up, Juan was deeply influenced by his family's rich heritage. His father often recounted tales of their ancestors — stories of exploration, encounters with distant lands, and the intricate history of Clan Kerr. Education was highly valued in the Kerr household. Juan's early education took place in a small, prestigious school in the Krasoa Islands, where he was exposed to a diverse curriculum. He showed an exceptional aptitude for history and economics, often drawing parallels between ancient trade routes established by his ancestors and modern economic theories.

At age 11 he discovered a Coscivian translation of Qipian's Book of Artifice at his local library, which inspired him to execute several deceptive schemes on his classmates, such as the so-called Pelaxian Handkerchief con. Juan Kerr's early cons, influenced by this book, were intricate and diverse, and his ability to successfully execute such cons at a young age indicated his natural aptitude for strategic thinking and his comfort with operating outside conventional moral boundaries. At age 12, Juan started creating detailed "antique" maps using tea-stained paper. He claimed these maps were rare artifacts linked to his Clan Kerr's ancestral voyages. He sold these maps to collectors and enthusiasts in the Krasoa Islands, capitalizing on his family's renowned history of exploration. The maps were convincing enough to fool local historians, showcasing Juan's meticulous attention to detail.

When he was 16, Juan started a small trade in school - a 'supply chain' for rare stationery and novelty items. He convinced his peers to invest in his 'imports', promising exclusive items from distant lands. He'd deliver a few initial orders successfully, then take larger orders and payments, but never deliver. He did this for approximately 10 months before he was exposed, and simply launched a new scheme to pay for the damages. Despite this, Juan excelled at his studies and his passion for history and commerce naturally led him to want to go to college.

In 2005, Juan enrolled at Fortuna Institute, a renowned university in Caphiria, where he studied International Business and Finance at the Montini School of Business.

Fortuna Institute
By the time Juan had arrived at Fortuna, he had already achieved a "reputation as a sharp dagger". In addition to his regular studies, he studied psychology and took up football as he was enamored with the Imperial League.

Early career
In 2005, alongside X person and Y person while at Fortuna Institute, Kerr co-founded ElectricSlide, a startup involved in the construction and operation of offshore wind farms. The company identified the Saxalin Islands in the Absurian Ocean as a potentially lucrative source of renewable energy. However, the stormy circumpolar waters surrounding the Saxalins were in a near-constant state of violent winds. Between this, the high operating costs, high construction costs, and unproven technology made the Kiravian Maritime Executive reluctant to grant a license to ElectricSlide to build an offshore turbine. In 2008, ElectricSlide was finally given approval to erect an offshore wind farm on the semi-submerged Reseda Shoals. Kerr played an instrumental role in accomplishing this by allegedly extorting the leader of the Contiguous Zone Authority, the specific subordinate agency responsible. Kerr also allegedly extorted and blackmailed employees of the insurance company Berengar Marine to insure the project, something the Kiravian government mandated before giving approval. In October 2006, a torrential storm devastated the Saxalins and destroyed most of ElectricSlide's infrastructure. 11 employees were killed and 27 were injured. ElectricSlide filed for bankruptcy December 2006. Berengar Marine was forced to cover the salvage operations, which nearly bankrupted them as well. Kerr was issued a $3.8 million fine but ultimately only paid $681,212 after his lawyers argued that represented "more than 220% over Mr. Kerr's personal net worth" and would subsequently bankrupt him.

Personal life
Kerr is agnostic but does not identify as an atheist. He holds dual-nationality in Kiravia and Pribraltar, and is a naturalized citizen in Cartadania. He is also in the process of becoming a naturalized Citizen in Caphiria.

Kerr enjoys a luxurious life and is known for spending his money on expensive cars and boats. He frequently throws lavish parties and is friends with several high profile and famous people, such as Caenish chef Antoine Lebâtard, Pelaxian businessman, politician Pancho Cachondo, and Kiravian professional footballer Téodar Konsaháken. Despite this, Kerr is an extremely private person; he rarely grants interviews and is reluctant to discuss his private life with most people.

He has been in several notable relationships. He met Caphirian Nadina Batevoleo, a member of the Batevoleo Estate, while at Fortuna Institute. They were romantically involved until 2010. He dated Zaclaric model Cara Atchardani from 2011 to 2014. He later dated Cartadanian model Yazmires Rosa-Segarra from 2016 to 2017. Kerr was romantically involved with Yonderian actress and entertainer Natália Caetano, the great-granddaughter of renowned entertainer Dom Martinez, from 2018 to 2021.

Real estate
Kerr personally owns hundreds of properties across the world.

In 2028, Kerr purchased XXX Palace located on the coast of Pribraltar. The palace covers 110,000 sq ft and features 24 bedrooms, a library holding 30,000 books, a double Istroyan-sized swimming pool, an 80-meter tall marble statue of the Marble Emperor, a stable enough for 35 horses and much more.

Hobbies and interests
Kerr is an avid Ligue 1 fan, having grown up watching Artillerie FC with his father. They attended several games of Artillerie's historic 1996-97 season when they became the only team to have an undefeated season. Kerr owns several items of rare memorabilia, including game-worn clothing, in a secure facility. Kerr's love of Ligue 1 made the purchase of Lance FC a "quick impulse buy". He was similarly motivated in his decision to purchase the Caphirian team, Club Venatores.