Juan Kerr

Juan Kerr (born 11 June 1987) is a Kiravian-Pribraltarian businessman and financial criminal. He is the founder of the investment firm Baykerr Investment Group (BIG) and is a Senior Director and executive of Bordelleaux Palmgate, a Pribraltarian bank for high-networth individuals and wealthy clients. Kerr is a real estate tycoon, owning hundreds of properties across the world and is also deeply involved in the secretive Pribraltarian banking industry. He is the owner of the professional Ligue 1 football team Lance FC. Kerr has been in self-exile on Pribraltar since 2031 following charges of an array of financial crimes, including tax evasion, embezzlement, and breach of fiduciary duty. He continues to operate BIG - although now under increased scrutiny and with diminished credibility. As of 2033, Kerr has a net worth of approximately $10 billion, although this figure is highly contested given his ongoing legal battles.

At age 11 he discovered a Coscivian translation of Qipian's Book of Artifice at his local library, which inspired him to execute several deceptive schemes on his classmates, such as the so-called Pelaxian Handkerchief con. After graduating from Fortuna Institute in 2009, Kerr joined Bay Properties, the real-estate arm of the Bay Trading Company. Initially tasked with acquiring agricultural land in impoverished Cronan countries, Kerr showed great ambition and correspondingly few moral scruples; he reverted to bribery, threats, intimidation, and extortion, but he ultimately increased the firm's portfolio in Crona by 1200%. By 2013, Kerr had been promoted to junior partner and made senior partner in 2018. The following year, an investigation was opened into Kerr regarding his actions, however he was suddenly transferred to BMCS - the Bay Trading Company's overseas subsidiary in Sarpedon. Kerr relocated to Cartadania and worked in the commercial real estate sector of BMCS. Kerr's business acumen and relentless drive earned him a reputation for aggressive corporate tactics and his "unorthodox" methods, however, the Bay Trading Company tried to downplay any ethical concerns amid record-setting metrics. In 2021, Kerr was given $53.9 million in bonuses by the Bay Trading Company. However in March 2022, Kerr's controversial tenure at the Bay Trading Company came to an abrupt end after another set of allegations of bribery, kidnapping, money laundering, fraud and rape were made against him.

In May 2022, Kerr launched his own firm, Baykerr Investment Group (BIG), which was registered in Pribraltar but based in Cartadania. Initially, the firm was involved in diverse business interests ranging from importing electronic parts to generic drug production, to the management of extensive janitorial contracts and complex real estate development projects and high-risk, high-yield investment funds. BIG quickly gained notoriety for its bold investment strategies and lavish corporate culture, mirroring Kerr's own flamboyant lifestyle and aggressive business demeanor. Kerr's knack for identifying undervalued assets and rapidly turning them around for profit was a key factor in BIG's meteoric rise. He ventured into emerging markets, often capitalizing on geopolitical instabilities to secure lucrative deals. BIG's portfolio diversified into tech startups, venture capital, and even rare earth mineral extraction, becoming a behemoth in the global investment landscape. However, behind the scenes, Kerr was orchestrating an elaborate scheme that involved the creation of numerous offshore accounts and shell corporations across several tax havens. Utilizing his in-depth knowledge of international finance, loopholes in the banking system, and the real estate market, Kerr engineered a complex network of financial transactions designed to obfuscate the movement of money as well as hide the true ownership of his complex real estate holdings. Kerr used these illicit funds to finance lavish parties, private jets, and yachts, reinforcing his playboy image in the financial world. Dubbed the 'Mirage Portfolio' by financial crime investigators, this intricate scheme allowed Kerr to funnel billions in undeclared assets out of Cartadania, effectively shielding them from tax authorities and regulatory oversight. Kerr's maneuver exploited discrepancies in international tax treaties and real estate loopholes and capitalized on the lax regulatory frameworks of certain jurisdictions, allowing him to grow his wealth exponentially and undetected for years.

By 2025, Kerr's net worth was approximately $21 billion and was living an extravagant lifestyle, frequently being seen with celebrities and other famous individuals. In 2027, Kerr purchased Lance FC, a professional Yonderian association football team playing in Ligue Yonderre. He became known as the 'sheriff of Brisa Boulevard' due to the amount of properties he owned along the famous 69 kilometer (43 mi) street in Sierra. He acquired Cartadanian citizenship shortly thereafter. In 2028, Kerr became a Senior Director of Bordelleaux Palmgate and joined its executive team. Kerr spent an estimated $435 million constructing the XXX Palace, located on the coast of Pribraltar. The palace covers 110,000 sq ft and features 24 bedrooms, a library holding 30,000 books, a double Istroyan-sized swimming pool, an 80-meter tall marble statue of the Marble Emperor, a stable enough for 35 horses and much more.

However, Kerr's meteoric rise was marred by controversy when in 2029, a whistleblower's revelations triggered a thorough audit by Cartadanian financial regulators. The ensuing investigation uncovered a web of illicit activities, including fraudulent accounting practices, tax evasion, and money laundering. Despite his burgeoning influence in Sarpedon, these allegations began to tarnish his reputation, casting a long shadow over his previous accomplishments. Kerr's business empire began to unravel when a consortium of investigative journalists uncovered the Mirage Portfolio's existence as part of a broader exposé on financial malfeasance in the Pribraltar banking industry. The exposure led to multiple international jurisdictions cooperating in a comprehensive probe into Kerr's financial dealings. Despite the legal storm brewing, Kerr remained a step ahead, using his Pribraltarian residency to shield himself from extradition. His legal team, comprising some of the most astute minds in financial, corporate, and real estate law, mounted a robust defense, claiming that if the mirage portfolio was a real system, it would be a legitimate financial strategy since its core principles have been used by the world's best investors and accountants. Kerr publicly decried the accusations as a smear campaign orchestrated by those envious of his financial ingenuity.

The situation escalated in 2031 when Cartadania's Federal Investigation and Security Agency (FISA) charged Kerr with an array of financial crimes, including tax evasion, embezzlement, and breach of fiduciary duty. Despite the mounting evidence and international pressure, Kerr managed to stay one step ahead of the law, using his dual citizenship and political connections in Pribraltar to evade extradition. Kerr is protected from extradition by the International Criminal Procedure Act of 21205, which prohibits the Kiravian Federacy from extraditing its own nationals in the absence of an overriding bilateral treaty, as well as by the Pribraltarian government's general unwillingness to coöperate with foreign prosecutors on financial crime cases unless they directly involve the Pribraltarian banking system. In July 2033, Kerr agreed to pay $539 million in refunds and fines in connection with his breach of fiduciary duty in an unrelated investigation.

Life
Juan Éladio Fraser Kerr was born on 11 June 1987 in the Krasoa Islands to an Isurian mother and a Kiravian father of Fiannrian descent from the illustrious Clan Kerr.