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Social security in Pelaxia: Difference between revisions
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Pelaxia has a universal multi-payer health care system with three main types of health insurance: "Statutory Health Insurance" (Fondos Comunes de Salud) known as sickness funds, "Private Health Insurance" (Medicina Prepaga Privada) and the government provided “Medical Assistance for Pelaxians” (MEDAPEL). | Pelaxia has a universal multi-payer health care system with three main types of health insurance: "Statutory Health Insurance" (Fondos Comunes de Salud) known as sickness funds, "Private Health Insurance" (Medicina Prepaga Privada) and the government provided “Medical Assistance for Pelaxians” (MEDAPEL). | ||
<gallery widths="250px" heights="200px"> | Health insurance is compulsory for the whole population in Pelaxia. Salaried workers and employees below the relatively high income threshold of more than 70,000 NSD per year are automatically enrolled into one of currently around 105 public non-profit "Fondos de Salud" at common rates for all members, and is paid for with joint employer-employee contributions. Provided payment is negotiated in complex corporatist social bargaining among specified self-governed bodies (e.g. physicians' associations, workers unions and the province) at the level of federal provinces. The sickness funds are mandated to provide a unique and broad benefit package and cannot refuse membership or otherwise discriminate on an actuarial basis. | ||
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Hospital de Sant Pau (new building at the north).JPG|San Pablo Hospital in Villa Septintria. | Hospital de Sant Pau (new building at the north).JPG|San Pablo Hospital in Villa Septintria. | ||
Una ambulancia en la carretera Porriño-Gondomar a su paso por Vincios, en una de las zonas incendiadas (37010530044).jpg|Ambulance on a road in Montia. | Una ambulancia en la carretera Porriño-Gondomar a su paso por Vincios, en una de las zonas incendiadas (37010530044).jpg|Ambulance on a road in Montia. | ||
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Besides the "Statutory Health Insurance" (Fondos de Salud) covering the vast majority of residents, the better off with a yearly income above almost 70,000 (NSD), students and civil servants for complementary coverage can opt for private health insurance (about 11% of the population). Most civil servants benefit from a tax-funded government employee benefit scheme covering a percentage of the costs, and cover the rest of the costs with a private insurance contract. Recently, private insurers provide various types of supplementary coverage as an add upon of the SHI benefit package (e.g. for glasses, coverage abroad and additional dental care or more sophisticated dentures). | Besides the "Statutory Health Insurance" (Fondos de Salud) covering the vast majority of residents, the better off with a yearly income above almost 70,000 (NSD), students and civil servants for complementary coverage can opt for private health insurance (about 11% of the population). Most civil servants benefit from a tax-funded government employee benefit scheme covering a percentage of the costs, and cover the rest of the costs with a private insurance contract. Recently, private insurers provide various types of supplementary coverage as an add upon of the SHI benefit package (e.g. for glasses, coverage abroad and additional dental care or more sophisticated dentures). | ||
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The scheme was created in 1967 by the Tolosa Government under the name "Medibank". The Samano Government made significant changes to it from 1979, including it's abolition in late 1982. The Meireles Government reinstated it in 2011 under the name "MEDAPEL" and as a basic safety net. Medibank continued to exist as a government-owned health insurance provider until it was privatised by the Canales Government in 2017. | The scheme was created in 1967 by the Tolosa Government under the name "Medibank". The Samano Government made significant changes to it from 1979, including it's abolition in late 1982. The Meireles Government reinstated it in 2011 under the name "MEDAPEL" and as a basic safety net. Medibank continued to exist as a government-owned health insurance provider until it was privatised by the Canales Government in 2017. | ||
MEDAPEL is presently nominally funded through the FOSNA system and a tax known as the MEDAPEL levy, which is currently 2% of a resident taxpayer's taxable income. | MEDAPEL is presently nominally funded through the FOSNA system and a tax known as the MEDAPEL levy, which is currently 2% of a resident taxpayer's taxable income. | ||
==Invalidity Insurance VII and IX== | ==Invalidity Insurance VII and IX== | ||