Atramorius Bank
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| Company type | Subsidiary |
|---|---|
| Industry | Banking |
| Predecessors |
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| Founded | 1790 |
| Founder | Rodomiro Artoldomani |
| Headquarters | , |
Area served | Imperium of Caphiria |
Key people |
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| Products | Financial services |
| Revenue |  $120 billion |
| AUM | $605 billion |
Number of employees | 75,000 |
Atramorius Bank is a Caphirian national bank and is the consumer and commercial banking division of the multinational banking and financial services holding company, Atramoris Group. It provides consumer and retail banking services, as well as commercial banking services to individuals and businesses across Caphiria and Sarpedon.
Originally formed in 1790 as Argentaria Fiscale (FA) - the official financial custodian for patrician estate funds, its operations would expand dramatically after it secured a privileged imperial charter that granted it unique authority to manage portions of the treasury's accounts. Throughout the 19th century, the FA also became a major financier of Caphiria's industrial expansion, funding steel mills, shipyards, and critical infrastructure projects. In 1892, the FA was restructured and became Atramorius Bank, introducing innovations like the Joint-Patrician Investment Trust and the first credit instruments for elite clientele. During GW1, it further cemented its position by establishing the Defense Industries Financing Authority, playing a crucial role in funding Caphiria's military-industrial complex and subsequent rise as a superpower.
The modern incarnation of Atramorius Bank emerged from the 1971 Triple Bank Merger, when it acquired Decani Financial Services and Meridius Banking Corporation, creating Atramorius Financial Group. The merger - one of the most complex corporate restructurings in Caphirian financial history, allowed Atramorius to maintain effective control while providing favorable terms to acquired shareholders and avoided triggering anti-monopoly provisions. By 1980, AFG was managing assets of $427 billion, representing a staggering 215% growth from the combined pre-merger assets, operated 1,856 branches across all 25 provinces, and employed over 78,000 people. In 1989, Atramorius Financial Group went public with the at-the-time largest IPO in Caphirian history, raising $21.4 billion. This public offering was carefully structured to maintain patrician control while accessing public capital markets, with multiple share classes ensuring the Atramorius Estate and allied patrician families retained voting control.
Following investigations by the Ministry of Justice in the early 2000s related to XYZ, Atramorius was forced to pay a $25 billion settlement. This prompted the company to undergo another major restructuring in 2006 that was even more sophisticated than its previous one; in a maneuver that financial experts still study, Atramorius executed what's called a "reverse carveout"—essentially turning the company inside out. The original bank was technically dissolved and its assets transferred to a newly created shell company, while the former parent company became a subsidiary of the new entity - Atramoris Group. The new organization was divided into distinct divisions with separate bank charters under the Atramoris umbrella – adopting a modernized spelling that was deemed more accessible for international operations
Today, Atramorius Bank manages approximately $11.3 trillion in assets, serving 87 million individual customers and 4.3 million business clients while maintaining its traditional role as financial steward for over 790 patrician estates. It offers a wide range of services, including checking and savings accounts, personal and business loans, credit cards, mortgages, wealth management, and investment services. The bank is also known for its innovative mobile and online banking platforms, which provide customers with easy access to their accounts and a variety of financial tools.
Atramorius Bank is headed by Chief Executive Maria Giustina Rossi, who has been with the company for over 30 years. The division has a global presence, with operations in over 100 countries and more than 5,000 branch locations. The division has also been recognized for its commitment to sustainability and corporate social responsibility, with initiatives such as the Atramorius Green Bond Program, which finances environmentally sustainable projects.
History
Founding as Argentaria Fiscale (1790)
Atramorius Bank (1892-1971)
1971 Triple Bank Merger
Atramorius Financial Group (1971-2006)
1989 IPO
Ministry of Justice investigations (2004)
Atramorius Bank (Consumer & Retail Banking) (2006-present)
Operations
Atramorius Bank generates 95% of its revenue in its domestic market. The bank's core strategy is to be the number one bank in its domestic market.