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===Health=== | ===Health=== | ||
{{main|Health in Caphiria}} | {{main|Health in Caphiria}} | ||
Caphiria | Until recently, Caphiria had a completely private healthcare system, with the only state-sponsored healthcare system in place for those who would otherwise have no access to it. However in 1995, Caphiria went through a major reform of its health care system, giving patients a greater degree of freedom from where to buy their health insurance, to where they get their healthcare service. | ||
Today, Caphiria offers universal health care largely financed by the National Health Service, Caphiria's national health insurance. Healthcare is generally free for people affected by chronic diseases such as cancer, AIDS or cystic fibrosis, as well as for those who would otherwise have no access to it and are in severe need of it, as well as children of citizens before they acquire their citizenship and elder citizens above 65 years of age. On a per-capita level, this costs the Senate about $1,100 for children and $11,400 for seniors though wealthier seniors usually opt out of free healthcare out of social pressure or moral obligation. | |||
Healthcare in the Imperium is covered by two statutory forms of insurance: ''Infirmanus (''INFIR), often called "basic insurance" which covers common medical care and ''Hericarianus'' (HERI) which covers long-term nursing and care. While Citizens are automatically insured by the government for INFIR, everyone has to take out their own basic healthcare insurance (''proprius''), except those under 16 who are automatically covered under their parents' premium. Any person may opt-out of insurance for any reason. Insurers have to offer a universal package for everyone over the age of 16 years, regardless of age or state of health – it's illegal to refuse an application or impose special conditions. | |||
Prescription drugs can be acquired only if prescribed by a doctor. If prescribed by the family doctor, they are generally subsidized, requiring only a copay that depends on the medicine type and on the patient income (in many regions all the prescribed drugs are free for the poor). Over-the-counter drugs are paid out-of-pocket. Both prescription and over-the-counter drugs can only be sold in specialized shops.[[File:MappostațiCampus.jpg|thumb|Mappostați Medical Campus|alt=|left]]Food is naturally grown - with no artificial additives, preservatives, drugs or pesticides at any stage of its production - in a manner that used to come at great cost to potential productivity. Nowadays, genetically modified crops and animals confer the same advantages as drugs and chemicals could offer to the agricultural industry but without side effects to consumers. Additionally, anyone can request a zero interest loan from the government to afford medical treatment as the Constitution guarantees the availability of necessary medicine for citizens. | |||
In spite of Caphiria's monumental healthcare system, indigenous people and foreigners are not covered. Therefore, certain communities inside of the Imperium that experience shocking levels of poverty that give them health averages far below the rest of the Imperium. Since they are non-citizens, the federal government cares very little about helping them and even less sympathy is given by citizens. | In spite of Caphiria's monumental healthcare system, indigenous people and foreigners are not covered. Therefore, certain communities inside of the Imperium that experience shocking levels of poverty that give them health averages far below the rest of the Imperium. Since they are non-citizens, the federal government cares very little about helping them and even less sympathy is given by citizens. | ||